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Merchants may be considered high-risk due to their industry, location, customer base, or payment processing history. The reasons to be considered one…
Merchants, who have high transaction rates, may be considered high-risk. If a merchant processes over $20,000 in payments per month, or has an average transaction of $500 or more, it may be categorized as high-risk.
If a merchant sells to people in countries that are considered risky (excluding the United States, Canada, Japan, Australia, and European countries), they might be classified as high risk.
If the merchant is new or doesn't have much of a track record, they might be seen as risky because there isn't enough information about them. Likewise, if a merchant has a low credit score, they could also be considered high-risk.
While a merchant may have a flawless record, they may be labeled high-risk due to the industry, which is considered less trustworthy than other industries.
We have the experience, expertise, and resources to help you succeed in the high-risk merchant space.
Our simple application process will help you to drive a cost-effective plan for your business with our high-risk expert. It's going to save your time and frustration.
Credit card processing is complex. But Our experienced and relevant payment processing knowledge is put to use on your behalf to get your high risk business solution right away.
We are prepared to deal with the tricky highly risky world in a way that gives you peace of mind. We are going to explore your options and make sure that you will get the best possible solutions.
Don’t wait. Our expert consultants are here for you!
We’re glad to be a part of so many success stories by providing our High-Risk Merchant account service for non-residents!
I can't thank High-Risk Merchant enough for their exceptional service! They truly understand the unique needs of high-risk businesses and have provided us with a seamless payment processing solution. Their team is incredibly knowledgeable, professional, and always ready to assist. With High-Risk Merchant, we feel confident and supported in running our business smoothly. Highly recommended! 5 stars!
Adam Russell
I'm delighted with "High-Risk Merchant"! As a high-risk merchant, I needed a reliable payment processing solution, and they delivered. Their team understands the intricacies of my business, and their secure payment gateway has made transactions a breeze. I highly recommend them to any high-risk business in need of a trustworthy partner!
Jose MorganConfused? Curious about us and our services? Ask away anything you want! We are ready to satisfy your queries.
High-risk payment processing refers to the payment processing of businesses or industries with a high risk associated with their transactions. These businesses typically fall into industries with a higher likelihood of fraud, chargebacks, or legal issues.
Directly providing high-risk merchant accounts would put banks at financial and reputational risk, which Tier 1 banks would avoid. Consequently, banks can only provide high-risk merchant accounts. That’s why most traditional banks avoid providing high-risk merchant accounts because of the increased risk of chargebacks and fraud.
To obtain a high-risk merchant account, you must consider alternative options such as payment service providers or ISOs with partnerships with Tier 1 or Tier 2 banks. Several specialized payment processors and merchant account providers cater specifically to high-risk businesses. Here are some examples of banks and financial institutions that provide high-risk merchant accounts:
To obtain a high-risk merchant account, you must have the following:
Merchants who handle a large number of transactions or have a high average transaction value may be classified as high-risk. If a merchant processes payments exceeding $20,000 per month or has an average transaction value of $500 or more, they may be considered high-risk, including those who accept international payments.
Payment gateways that accept high-risk businesses are typically called high-risk payment gateways. Several payment gateways specialize in high-risk businesses and are willing to accept them. Some of them are given below:
High-risk businesses are more prone to fraudulent activities, chargebacks, and legal or regulatory issues. The following are counted as high-risk businesses:
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I am absolutely thrilled with the exceptional service provided by High-Risk Merchant! As a high-risk merchant, I was initially worried about finding a reliable payment solution, but they exceeded all my expectations. Their team was professional, understanding, and worked tirelessly to ensure my business's success. Thanks to High-Risk Merchant, I can now process transactions confidently and focus on growing my business. Highly recommended!
Ben Barnes CEO of SafeSecure Pay